How Living Benefits Work

living benefits chartTerminal Illness

Pays a benefit if you are diagnosed with a terminal illness resulting in life expectancy of less than 12 months (24 months in some states). This can be used for experimental medicine, prepare for final expenses or any other purpose you feel necessary.

Chronic Illness

Pays a monthly benefit should you become diagnosed as chronically ill and unable to perform two daily activities such as bathing, dressing, eating, or due to cognitive impairment. This benefit is paid monthly (up to 2% of your death benefit). Policy must be in-force for 2 years.

Critical Illness

Pays a lump sum benefit should you suffer from a triggering illness such as cancer, heart attack, stroke, Lou Gehrig’s disease (ALS), kidney failure or major organ transplant.

The Tax-Free Retirement Engine…An American Story
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Nearly a hundred and eighty years ago an American engine was built to make special financial benefits available to all citizens. It was perfect. It worked. It was risk and maintenance free. It had inherent social and tax benefits that remain sacred today.

WHAT IF?
WHAT IF?
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You may need money NOW to avoid bankruptcy; to stay in your home and avoid foreclosure; to continue your children’s education...

Steve Job's Legacy and the Alliance Story
Steve Job’s Legacy and the Alliance Story
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I’ve been doing a good deal of thinking about the “storied” success of Apple, Steve Jobs legacy, and how it relates to our industry and the Alliance Group’s purpose and belief.

'Tis the season to…buy your kids LIFE INSURANCE!
‘Tis the season to…
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It’s that time again…the holidays are quickly creeping up on us. Are you prepared? Have you gotten all of your shopping done? Can’t think of what to get the people who seem to have everything? How about your children or grandchildren…got them squared away?

If not, here’s a suggestion: Life Insurance.

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